About Us

How we can help you…

Buying Insurance Cover
You can rely on our experienced advisers to help find the right cover for you and be there to support you, if you ever need to make a claim.

Other ways we can help you…

Additional Support
Making an insurance claim can be a very unsettling time, that’s why our Claims Team are here for you.  They will help you to make your claim and offer ongoing support; we connect you with your own fully trained Nurse Advisor who can give you advice on any concerns you have about your health.

Our specialist health care cover is there to support you emotionally and practically, by providing care and counselling when you need it the most.

Placing your Policy in Trust
We offer a free service to put your policy in Trust to ensure that it is paid quickly to your family.   Placing your policy in Trust can also help to avoid paying up to 40% Inheritance Tax.

A First Class Service
You will speak with your own personal adviser who will guide you through every step to find the right insurance policy for you. Each of our highly trained advisers are dedicated to helping you find the best cover to protect your family’s future.

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Why Choose Us

Life Cover Direct work in partnership with multi award winning insurance advisers LifeSearch.

1 When you make a claim...
That's when service really matters. We give you a claims team to offer ongoing emotional and practical support when you need it most. We’ll help you right through from submitting a claim through to getting the money paid. No one else does it quite like we do. In addition, if you’ve had your cover arranged through us for at least a year, we can put you touch with the UK's leading support network of disability and bereavement advice specialists who provide an amazing service to people at very difficult times. That's LifeSearch Care.
2When you buy...
We really do know our stuff and make recommendations that are not about selling, but about getting it right for you. We know all about the small print and the key differences between contracts which can make all the difference in terms of a successful claim. Because we back our advice you can ask the Ombudsman to hold us to account if we get it wrong. You don't have that option with our main competitors who don’t offer advice, meaning you might buy cover that doesn’t suit your needs. This could mean disaster for you if your policy is found to be unsuitable when you claim.
3In Trust...
Almost every life insurance should be placed in a trust to make sure the money gets to the right people at the right time. Trusts help your family avoid the delay caused by probate and can avoid Inheritance Tax too. We can arrange them for you at no extra cost.
4With dedication…How frustrating is it when you’re passed from pillar to post? At Life Cover Direct, one adviser deals with your query from start to finish so they get to understand you and your needs.
5And award winning professionalism…
We don’t do hard sell, we do good advice. That’s why we work in partnership with LifeSearch who have won over 50 advisory awards in the last 10 years. That’s many times more than the next best and means you’re in a safe, experienced pair of hands.

LifeSearch is the UK’s most awarded adviser winning the Best Protection Adviser Award in 10 years from the last 11 for 2004, 2005, 2006, 2007, 2008, 2010, 2011, 2012, 2013 and 2014.

6And without hassle…
We can fill in all of the forms over the phone with you, to help get you and your family protected really fast and really well.

Call for free and friendly advice